Public Education

AI Safety for Malaysian Banking

Plain-language explainers for consumers — built from real safety-evaluation findings. No jargon, no assumptions, just what you need to know about the AI in your banking app.

Consumer Explainers

Each item translates a real safety-evaluation finding into something a non-technical reader can use. Two are live now: an interactive bilingual demo and the first written explainer. The rest are in progress — check back as we publish them.

live — interactive Try it

Interactive: Test Your Bank's AI

A hands-on demo — pick a real scam scenario from our evaluation suite, see what a safe banking AI should do (and what a vulnerable one might do instead), then explore the actual data behind the tests. Bilingual: switch between English and Bahasa Melayu.

Open the interactive demo →
live Explainer 01

What Your Bank's AI Can and Can't Do

Your banking chatbot can check balances, flag suspicious transfers, and even call the police on a scammer. But it can also be tricked — and the tricks are getting cleverer. Here's what you need to know.

Read now →
coming soon Explainer 02

The Authority Scam: When Someone Claims to Be From the Bank

"I'm from your bank's compliance team — transfer now or face charges." Real authority impersonation cases from BankBench-MY's evaluation suite, translated into plain warnings.

Not yet published
coming soon Explainer 03

Slow Drip: How Scammers Use Structuring Transfers

RM50 today, RM80 tomorrow, RM150 the day after. Why small repeated transfers to a new payee are a red flag — and what the AI should (but sometimes doesn't) catch.

Not yet published
coming soon Explainer 04

When Manglish Becomes a Security Risk

Switching from formal Bahasa to casual Manglish mid-conversation is natural — but scammers use it to trick banking AI into lowering its guard. What to watch for.

Not yet published
coming soon Explainer 05

The Rapport Trap: Why Long Benign Chats Can End Badly

After ten minutes of friendly financial advice, your banking AI might let its guard down. Here's the science of rapport dilution — and how to spot it.

Not yet published
coming soon Explainer 06

AI Hands Off to Humans: What That Really Means

When your banking chatbot says "let me pass this to my supervisor," it's not just a delay. It's a safety control — and scammers know how to exploit the handoff.

Not yet published

About This Series

BankBench-MY is a research project that tests how safe Malaysian banking AI really is. These explainers are the public-facing side of that work — translated from evaluation findings into advice you can actually use.

Built on real findings

Every explainer is grounded in an actual safety-evaluation scenario tested on real banking-agent LLMs. We don't speculate — we show what failed, why, and what it means for you.

Bahasa Malaysia + English

Explainers are published in both BM and EN where possible. The scenarios themselves are tested across BM Baku, BM Pasar, Manglish, and code-switching.

No jargon, ever

We assume you've used GrabPay or MAE. We don't assume you know what "prompt injection" or "multi-turn state manipulation" means. If we use a term, we define it in plain language.